The Home Depot® Consumer Credit Card gives cardholders access to benefits like financing promotions and longer windows for returns. Let’s look at how The Home Depot® card works and how to apply.
About The Home Depot® credit card
The Home Depot® Consumer Credit Card is a store credit card, which means you can use it to pay for purchases at The Home Depot® locations, or when shopping at The Home Depot® online.
The card has a number of benefits. Currently, new cardholders can save up to $100 on their first qualifying purchase after getting approved for the card. Other benefits include:
- Special financing for purchases of $299 or more. Subject to credit approval. Terms and conditions apply.
- Access to other financing options during special promotions throughout the year.
- $0 liability on unauthorized charges
- Choose to pay your bill on any available due date at the beginning, middle or end of the month.
The Home Depot® card also gives cardholders a full year to make returns. That's four times longer than the standard return window of three months (see The Home Depot® Returns Policy for more details).
What you need to apply for The Home Depot® credit card
If you’re looking to apply for The Home Depot® card, you’ll need some basic information, including:
- Full legal name
- Email address
- Phone number
- Street address
- Date of birth.
- Annual gross income
- Employment status
- Social Security number
- Monthly housing payment (rent or mortgage)
Filling out the application
The Home Depot®credit card application is straightforward and user-friendly. You can apply online or fill out an application at any The Home Depot® location.
Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi® product or service. For advice about your specific circumstances, you should consult a qualified professional.
