The My Best Buy® Credit Card offers several unique benefits. Here are some of the perks of having a My Best Buy® Credit Card and information on how to apply.
About the My Best Buy® Credit Card
Best Buy® offers the My Best Buy® Credit Card and the My Best Buy® Visa® Card. Both Cards can be used for everyday shopping at Best Buy®, and the My Best Buy® Visa® Card can also be used where Visa® is accepted. These cards offer several benefits, including:
- Apply today, shop today: Get 10% back1 in rewards on your first day of purchases at Best Buy® or choose flexible financing when you are approved for the Card.
- 5% back1 in rewards or flexible financing: Cardmembers can choose between 5% back1 in rewards or flexible financing on everyday shopping at Best Buy®. Cardmembers who choose rewards get a $5 reward certificate2 for every $100 spent at Best Buy® with their My Best Buy® Credit Card.
- My Best BuyTM reward points: Cardmembers can earn and bank3 My Best BuyTM reward points with their Card.
- Free shipping: Cardmembers get free shipping4 on qualifying purchases at Best Buy®.
- My Best Buy® Visa® Card: When shopping where Visa® is accepted, Cardmembers earn 3% back5 in rewards on gas purchases, 2% back6 in rewards on grocery, dining and takeout purchases, and 1% back7 in rewards on other purchases.
New Cardmembers will receive welcome offers, such as discounts and bonus rewards.
What you need to apply for the My Best Buy® Credit Card
To complete My Best Buy® Credit Card application, you will need the following information:
- Name
- Phone Number
- Street address
- Annual gross income
- Monthly housing payment (rent or mortgage)
- Date of birth
- Social Security number
Filling out the application
The application for the My Best Buy® Credit Card is simple and straightforward. You can apply for the Card online or in person at a Best Buy® location.
It's easy to apply online:
- Learn more and start your application here.
- You will be prompted to sign in to your BestBuy.com® account. If you do not already have an account, click the option to create an account.
- Complete your application in 4 quick steps.
- Personal Information
- Address
- Financial Information
- Review and Submit
When you apply, you are applying for a My Best Buy® Visa® Platinum account. If, based on your creditworthiness, you do not qualify for the My Best Buy® Visa® Platinum account you agree that Citibank may consider you for, in order, a My Best Buy® Credit Card account and a My Best Buy® Visa® Gold account. If you are approved for a My Best Buy® Visa® Platinum account, you will be presented with the option to choose either the My Best Buy® Visa® Platinum account or the My Best Buy® Credit Card account.
Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional.
1 Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit with your Best Buy Credit Card. If you apply and are approved for a new My Best Buy® Credit Card, your first day of purchases on the Credit Card using Standard Credit within the first 14 days of account opening will get an additional 2.5 bonus points (an additional 5% back in rewards, for a total of 10%). Points are not awarded on promotional credit purchases. May not be combined with other offers. Only one new customer acquisition offer, associated with opening a My Best Buy® Credit Card, is available per customer. Does not include tax. Additional limitations may apply. Subject to My Best BuyTM Program Terms. In select stores. Online offer may vary. Subject to change without notice.
2 Reward Certificates are coupons for discounts off future purchases at Best Buy stores and BestBuy.com®.
3 Point banking will be terminated if your Credit Card account is closed and banked points will be issued as reward certificates. See My Best Buy™ Program Terms for details. To set your point banking preference visit BestBuy.com/RewardsOverview.
4 Limitations apply. See details at BestBuy.com/Shipping.
5 Get 1.5 points per $1 spent (3% back in rewards) on net purchases made at gas stations. Subject to merchant classification of Visa® transactions on which we rely.
6 Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores. Subject to merchant classification of Visa® transactions on which we rely.
7 Get 1 point per $2 spent (1% back in rewards) on net purchases outside Best Buy or Pacific Sales® Kitchen & Home Stores with the My Best Buy® Visa® Card.
