The My Best Buy® Credit Card can be a great option for frequent Best Buy® shoppers, whether it’s your go-to stop for big purchases like laptops and TVs or smaller essentials like batteries and school supplies.
Let's look at some of the benefits the My Best Buy® Credit Card offers to Cardmembers.
My Best Buy® Credit Card rewards
The My Best Buy® Credit Card offers Cardmembers 5% back1 in rewards when shopping at Best Buy. Cardmembers who choose rewards get a $5 reward certificate2 for every $100 spent at Best Buy with their My Best Buy® Credit Card.
New Cardmembers receive 10% back1 in rewards on their first day of purchases at Best Buy, as well as welcome offers with discounts, bonus offers and more.
My Best Buy® Credit Card flexible financing
My Best Buy® Cardmembers also have the option to choose flexible financing on Best Buy purchases. These financing options offer several benefits, including:
- Flexibility of low monthly payments
- Financing options for any purchase, big or small
- Multiple financing plans can be open on the same account
Benefits of My Best Buy® Credit Card vs. My Best Buy® Visa® Card
There are two My Best Buy® Credit Cards: the My Best Buy® Credit Card and the My Best Buy® Visa® Card. Both Cards can be used for everyday shopping at Best Buy and the My Best Buy® Visa® Card can also be used where Visa® is accepted.
In addition to the rewards and flexible financing options above, the My Best Buy® Visa® Card offers Cardmembers additional benefits, including:
- 3% back3 in rewards on gas purchases
- 2% back4 in rewards on grocery, dining and takeout purchases
- 1% back5 in rewards on other purchases
Interested in applying for a My Best Buy® Credit Card? Learn more and fill out your application here.
Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional.
1 Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit with your Best Buy Credit Card. If you apply and are approved for a new My Best Buy® Credit Card, your first day of purchases on the Credit Card using Standard Credit within the first 14 days of account opening will get an additional 2.5 bonus points (an additional 5% back in rewards, for a total of 10%). Points are not awarded on promotional credit purchases. May not be combined with other offers. Only one new customer acquisition offer, associated with opening a My Best Buy® Credit Card, is available per customer. Does not include tax. Additional limitations may apply. Subject to My Best BuyTM Program Terms. In select stores. Online offer may vary. Subject to change without notice.
2 Reward Certificates are coupons for discounts off future purchases at Best Buy stores and BestBuy.com®.
3 Get 1.5 points per $1 spent (3% back in rewards) on net purchases made at gas stations. Subject to merchant classification of Visa® transactions on which we rely.
4 Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores. Subject to merchant classification of Visa® transactions on which we rely.
5 Get 1 point per $2 spent (1% back in rewards) on net purchases outside Best Buy or Pacific Sales® Kitchen & Home Stores with the My Best Buy® Visa® Card.
