The Citi Strata Card is an entry level credit card that rewards you on life’s essentials, like supermarkets, gas stations and restaurants. It also offers valuable and unique perks like earning points in an eligible Self-Select category of your choice. This makes it a great option for an everyday card.
The Citi Strata Card has plenty to offer and with access to Citi Travel, it can be the key to planning your next vacation, so let’s look at some of the perks.
Ways to earn with the Citi Strata Card
The Citi Strata Card offers many opportunities to earn ThankYou® Points on qualifying purchases. Here’s how it works:
- 5 points per dollar spent on hotels, car rentals and attractions booked on cititravel.com
- 3 points per dollar spent at supermarkets
- 3 points per dollar spent on select transit and at gas & EV charging stations
- 3 points per dollar spent on an eligible self-select category of your choice – eligible categories: Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores
- 2 points per dollar spent at restaurants
- 1 point per dollar spent on all other purchases
Other benefits
The Citi Strata Card offers more than the ability to earn points on purchases. Other benefits include:
- $0 annual fee (see pricing info)
- Low intro APR on purchases and balance transfers
- FICO® Score
- Mastercard® ID Theft Protection
- Citi Entertainment®: Access to presale tickets and exclusive experiences
- $0 liability on unauthorized purchases
Redeem your points in a variety of ways
The Citi Strata Card lets you redeem your points in several different ways, so you can reward yourself with shopping, gift cards, travel, and more.
- Shopping with points: Use points at participating online partners like Amazon, CVS.com and more.
- Gift cards and cash back: Go to thankyou.com to redeem your points for cash back in the form of a check, statement credit or direct deposit. Or redeem points for gift cards to your favorite retailers.
- Citi Travel: Use points to book flights, hotels, car rentals and experiences on cititravel.com.
- Points transfer: Transfer points to JetBlue, Virgin Atlantic, Cathay Pacific, Eva Air, Choice Hotels, The Leading Hotels of the World® and others.
Apply for the Citi Strata Card
The Citi Strata Card might be right for you if you’re looking for a card with no annual fee (see pricing info) and the ability to earn rewards on eligible everyday spending in categories like supermarkets, gas, transit, restaurants and more. Get rewarded while enjoying great perks like access to Citi Travel and 3X Points on an eligible Self-Select Category of your choice. Apply online today to start enjoying the benefits.
Disclosure: This article is for educational purposes. It is not intended to provide legal, investment, or financial advice and is not a substitute for professional advice. It does not indicate the availability of any Citi product or service. For advice about your specific circumstances, you should consult a qualified professional.
